Question

 

       A．Use cash．Instead of paying things with credit cards, use cash for non-bill spending such as eating out, gas and groceries．Spending cash makes the spending more real, and there’s an added advantage of knowing when you’re out of cash.

       B．Small weekly savings transfers．I got this idea from my friend, who automatically deducts(扣除) $20 a week from his check to savings．I decided that I could live with the deduction of $40/week without really feeling it — it’s a relatively small transfer that I barely notice, and I save about $2,000 a year!

       C．Stay at home．Going out makes you spend money unnecessarily．You eat at restaurants, go to the mall, and stop at the gas station for snacks．It’s hard to avoid spending when you’re on the road．Instead, stay at home and find free entertainment．It’s also a great way to bond with your family.

      

       D．Don’t get catalogs(商品宣傳冊(cè))．Their announcements of sales or cool new products make it very temting(引誘人的) to buy something you don’t need．Instead, stop getting the catalogs, and you’ll spend less.

       E．Keep a 30-day list．If you have an impulse(沖動(dòng)) to buy something you don’t absolutely need, put it on a 30-day list．You can’t buy anything but necessities — everything else goes on the list．When the 30 days are up, you can buy it — but most likely, the strong urge to buy it will be gone, and you can evaluate it more calmly.

       F．Cook at home．I know it seems more difficult than eating out．But it doesn’t have to be hard．Make home-made pizza with a ready-made crust, some sauce, cheese and veggies．Put some spices on something and throw it in the oven while you cook some brown rice．Not only is this much cheaper than eating out, but it’s healthier.

閱讀下面幾位消費(fèi)者的情況介紹，并為他們匹配合適的建議。

1.Mr．And Mrs．Brown are a newly-married couple who work in the same company．They don’t earn much in their work, but they have to spend a larger part of their income to pay for their rent and daily necessities．Furthermore, they seldom eat at home because neither of them cooks well．Therefore, they have to pay a lot more extra money for food.

2.Mrs．Wang enjoys shopping very much because she is free all day long．Whenever she is wandering in the shops or stores, she will have a strong impulse and find it difficult for her to get back home with her hands empty．But it is quite often that she will find what she has bought is almost useless when she gets home.

3.Tony is a university student in New York, who is far away from his parents．He pays everything with his credit card．He finds it very cool for him to purchase with his credit card．However, he often finds his money has already run out in the middle of the month.

4.Miss Betty is a high school girl whose parents give her some money every week．As her parents don’t earn much money, she wants to save some money secretly so that she can buy a digital camera.

5.Miss Catherine is a young girl who is easily to be persuaded into buying something useless．She will get encouraged to buy something when she sees an advertisement．Her parents have warned her many times against doing such stupid things, but it doesn’t work much.

 

 

Answer 1

【答案】

1.F

2.E

3.A

4.B

5.D