Question

【題目】 For many freshmen (新生), this will really be your first time to handle money on your own. You will have difficulty handling budgets. Here are some amazing tips for you.

Keep track of personal finances

【1】. This is how you become truly independent. Actually, in this case, there are now a lot of convenient APPs on your smart phone that can give you a real time image of your money and spending.

Use credit responsibly

Building credit is important, and so is opening your first credit card. 【2】. Then, look for a card with no annual fee, good rewards and a reasonable interest rate.

【3】

The easiest way to start is to save all your coins and changes every week into a savings account with no ATM card. This seemingly insignificant amount adds up over time and starts the habit of saving.

Get a flexible job

Getting a job in college is practical, because you can earn “spending money” and even save some to put toward books, supplies, and your student loans. 【4】, which have limited responsibilities. These types of work allow you to make money and finish your schooling.

Network for your future career

No money item could be more important than your network, because the quickest way to get a job is all about who you know, and not totally dependent on your grades. 【5】.

A.Learn to start saving a little each month

B.There are many on-campus jobs out there

C.The first step is to start keeping accounts for yourself

D.Ask the salespeople to explain detailed points to you

E.Open an account without delay when it’s convenient

F.But your job can have a negative effect on your study

G.This could benefit you more than opening up a credit card

Answer 1

【答案】

【1】C

【2】D

【3】A

【4】B

【5】G

【解析】

這是一篇議論文。文章向新生介紹了處理預(yù)算的一些小妙招。

【1】

由小標(biāo)題“記錄個人財務(wù)狀況”可知，承接上文，C選項“第一步是開始自己記賬”切題；該選項中的keeping accounts對應(yīng)上文的Keep track of personal finances。故選C項。

【2】

由小標(biāo)題“負(fù)責(zé)任地使用信用卡”和上一句“建立信用卡很重要，開第一張信用卡也很重要�！焙拖乱痪洹叭缓�，找一張不收年費、獎勵豐厚、利率合理的卡�！笨芍�，承接上下文，D選項“請銷售人員向您詳細(xì)說明要點”切題；開信用卡很重要，所以要銷售人員詳細(xì)說明要點，以便選一張合適的信用卡。故選D項。

【3】

由下一句“最簡單的方法就是每周把你所有的硬幣和零錢存到一個沒有ATM卡的儲蓄賬戶里�！笨芍�，引起下文，A選項“學(xué)會每月儲蓄一點”切題；該選項中的saving a little each month對應(yīng)下文中的save all your coins and changes every week。故選A項。

【4】

由上一句“在大學(xué)里找一份工作是很實際的，因為你可以掙到“要花的錢”，甚至可以省下一些錢，用來買書、買東西和學(xué)生貸款�！笨芍�，承接上文，B選項“校園里有很多工作”切題；該選項中的on-campus jobs對應(yīng)上文中的Getting a job in college。故選B項。

【5】

由上一句“你的人際網(wǎng)絡(luò)比你的錢重要多了，因為找到工作最快的方法就是你認(rèn)識誰，而不是完全依賴你的成績�！笨芍�，承接上文，G選項“這比開信用卡對你的好處還多”切題；說明建立人際網(wǎng)絡(luò)比開信用卡還好處多。故選G項。